While you’re at the aged care home, you’ll notice certain things and form your own opinion. Take your time to walk around and talk to as many people as possible. You may choose the relevant categories and requirements that apply to you to create your very own checklist with all of your most important requirements for an aged care home.

The Australian Government subsidises a range of aged care homes in Australia. This means affordable care and support services can be accessed by those who need it. The subsidies are paid directly to the aged care home.

The premiums related to life insurance policies will be dependent on your age, health, occupation and cover amount. They may be fixed, remaining the same each year, or they may increase as you age or as your cover increases. When calculating the amount of coverage required you must take into account:

Life insurance is intended to protect your family if something unexpected were to happen to you. Different life insurance products are intended to protect you and your loved ones in a range of circumstances. A lump sum will be paid to your designated beneficiary upon the unexpected circumstances such as the diagnosis of a terminal illness, or death.

Residential aged care facilities are for individuals who may require support that cannot be provided in the home. There are a range of residential aged care facilities for individuals to choose from which vary based on level of independence, services provided, level of care and cost. These include retirement villages and aged care homes with a variety of care levels.

The Australian Government provides a number of programs and packages to help support Australian Seniors and their families. By subsidising services, the government is providing aged care that is more affordable and accessible to all Australians.

Long term care refers to services and supports that operate over the person’s lifetime. This form of care is intended to help individuals transition out of homes into assisted care facilities where services are customised based on level of need.

Short term care refers to services and supports that operate within a specified time period. This form of care is intended to alleviate stress, and assist in returning individuals to their regular level of functioning.