Life insurance is intended to protect your family if something unexpected were to happen to you. Different life insurance products are intended to protect you and your loved ones in a range of circumstances. A lump sum will be paid to your designated beneficiary upon the unexpected circumstances such as the diagnosis of a terminal illness, or death.

An enduring power of attorney refers to a legal document that allows you to appoint someone to make decisions about your personal or financial matters. This power comes into effect when and if you are unable to make decisions, such as in the case of illness.

Residential aged care facilities are for individuals who may require support that cannot be provided in the home. There are a range of residential aged care facilities for individuals to choose from which vary based on level of independence, services provided, level of care and cost. These include retirement villages and aged care homes with a variety of care levels.

Aged care homes, also known as nursing homes, or long-term care facilities, provide accommodation and care services to residents who live in the facility. The level of care provided is dependent on the abilities of the individual and their independence. Individuals in aged care homes require more assistance with daily living activities, such as bathing, food preparation, medication and mobility.

Palliative care refers to end of life care that supports the individual, their family and friends. This form of care is applicable for individuals with terminal illnesses that require assistance with suffering prevention and quality of life.

The Australian Government provides a number of programs and packages to help support Australian Seniors and their families. By subsidising services, the government is providing aged care that is more affordable and accessible to all Australians.

Long term care refers to services and supports that operate over the person’s lifetime. This form of care is intended to help individuals transition out of homes into assisted care facilities where services are customised based on level of need.

Short term care refers to services and supports that operate within a specified time period. This form of care is intended to alleviate stress, and assist in returning individuals to their regular level of functioning.

Restorative care is tailored to the individual. The primary goal of this form of care is to restore some amount of independence to the individual following a loss or slowing in ability and assist with everyday living activities.

Transition care supports you in your recovery after a hospital stay. These services provide short-term specialised care for regaining functional independence, removing the need for longer term care. This care offered is specifically tailored to your needs, and is provided in a variety of settings.